Company culture :
Attijariwafa bank operates within a predominantly collaborative culture, placing people, trust, and teamwork at the heart of its organization. The bank promotes close and supportive management, fostering accountability, development, and strong professional relationships. This human-centered approach is balanced by a strong performance-driven mindset, emphasizing ambition, continuous improvement, and customer focus. It also embraces innovation, supported by structured processes that ensure reliability, efficiency, and operational excellence. [+]
Job :
As part of our business development, we are looking for a dynamic and motivated SME (Small and Medium Enterprise) Credit Risk Analyst. If you meet these criteria and wish to grow in a stimulating environment, then this opportunity is for you.
Your mission:
As an SME Credit Risk Analyst, you will report to the Global Risk Management Department.
Your responsibilities will include:
• Analyzing counterparty risk for SME financing requests from commercial entities to aid decision-making.
• Collecting and completing necessary information to assess financing requests.
• Evaluating the risks of each credit request, preparing summary notes, and formulating an reasoned opinion.
• Establishing, within the given deadlines, the minutes of credit committee decisions, ensuring perfect alignment with the terms of the agreement.
• Periodically analyzing clients in default, monitoring the regularization of overdue payments, and the progress of the Watch List.
• Monitoring and managing actions for renewing rating files and securing guarantees.
Required profile :
Profile sought:
• A Master's degree (Bac+5) from a Business School or University, with a specialization in Finance or Management. You are a recent graduate or have relevant experience, ideally in the financial sector.
• You have an analytical mind and are rigorous.
• You have a strong command of financial analysis and accounting statements.
• You are dynamic, independent, and a team player.
Why join us?
• Join a leading Group in the financial market, focused on people and innovation, and certified Top Employer for 3 consecutive years.
• Benefit from a stimulating work environment with numerous professional development opportunities.
• Enjoy competitive benefits (attractive remuneration, continuous training, etc.).
Send us your CV, we are eager to discover your profile!