Job Description

Roles & Responsibilities

About the Role

As a Credit Analyst, you will be responsible for evaluating customer creditworthiness, managing credit exposure, and supporting effective credit and collection processes

Key Responsibilities include:

• Review and analyze credit information for new and existing customer accounts to assess financial health and recommend appropriate credit limits.

• Conduct detailed credit analysis to identify risks and opportunities, including accounts eligible for credit line increases and accounts requiring closer monitoring.

• Assess and report on customer risk, providing recommendations on risk mitigation strategies and alternative financing solutions.

• Manage aspects of credit and collection, ensuring timely follow-up on outstanding receivables.

• Exercise credit authority for larger accounts where applicable.

• Develop, maintain, and enhance internal credit tools such as risk models, projection models, and customer credit scoring systems.

• Review and resolve customer credit issues, working closely with Sales and internal stakeholders.

• Review and release pending sales orders in line with credit policies.

• Coordinate communication with customers and internal teams regarding credit matters.

• Support onboarding of new Sales and Operations employees by explaining Financial Services processes, policies, and procedures.

• Contribute to (accounts receivable management) activities where needed.

Desired Candidate Profile

We are looking for a detail-oriented and analytical professional with strong financial acumen and a proactive approach to credit risk and collections.

Qualifications & Skills:

• Fluent Communication skills in English

• 2 to 4 years of experience in credit analysis, credit management, or accounts receivable.

• Degree in Finance, Accounting, Economics, or a related field (preferred).

• Solid understanding of credit risk assessment and financial analysis.

• Experience working with ERP systems such as Oracle, SAP, or similar ERP tools.

• Familiarity with credit management practices is a strong plus.

• Ability to analyze complex data and make sound credit decisions.

• Strong problem-solving skills and attention to detail.

• Good communication skills with the ability to collaborate effectively with Sales and other departments.

• Ability to manage multiple priorities in a fast-paced environment.