Saham Bank is driven by a predominantly cooperative culture, where people, trust and teamwork are central to daily operations. Proximity management encourages support, accountability and long-term collaboration across teams. This human-centered approach is reinforced by a strong organizational foundation, ensuring process efficiency, compliance and operational reliability. A controlled performance mindset and a moderate openness to innovation further support the bank’s balanced and sustainable development. [+]

The Private Banker is responsible for managing and developing a portfolio of Private Banking clients within the Private Banking Agency to which they belong. They propose wealth management solutions tailored to the clients' needs and financial objectives. They act as the privileged point of contact for clients in their portfolio, actively contributing to asset collection and the profitability of the department.

• Portfolio Management and Business Development
  • Manage and develop a portfolio of high-value Private Banking clients by offering impeccable daily banking service and personalized support.
  • Ensure proactive and personalized client follow-up, taking into account their asset, tax, and inheritance situation.
  • Propose and implement tailor-made financing solutions within optimal timelines while ensuring recovery follow-up.
  • Prospect for new clients by leveraging internal synergies, active referrals, external network, etc.
• Financial Advisory and Wealth Solutions
  • Provide financial advice tailored to the client's investment profile and needs, in compliance with the bank's investment strategy.
  • Develop, propose, and formalize investment solutions adapted to client needs.
  • Prepare client investment reporting according to the established model and standards.
  • Educate clients on the importance of diversification and wealth optimization.
• Risk Management and Compliance
  • Ensure regular monitoring of portfolios and the performance of proposed solutions.
  • Participate in the realization of tasks for the Agency's Private Banking division.
  • Ensure that KYC files for clients in their portfolio are compliant within the set deadlines.
  • Ensure compliance with current banking and financial regulations (BAM, AMMC, etc.).
  • Collaborate with the Bank's business lines to ensure overall quality follow-up and improve the overall profitability of the relationship.
• Internal Coordination and Synergies
  • Work in synergy with the Bank's business lines to acquire and retain clients.

• Education & Experience
  • Master's degree (Bac+5) in Finance, Wealth Management, Business School, or equivalent.
  • 4 to 5 years of experience in commercial banking, wealth management, or asset management.
• Technical Skills
  • Excellent command of financial and wealth management products.
  • Proficiency in financial analysis tools.
  • Good understanding of tax and regulatory aspects related to wealth management.
• Behavioral Skills
  • Excellent interpersonal skills, client service orientation, and ability to build trusting relationships with demanding clients.
  • Strong business development and negotiation skills.
  • Team spirit and ability to work in synergy with other Bank business lines.
  • Sense of ethics and rigor.